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Recent NYS Law Has Significant Impact for Medicaid Home Services

A new law, recently passed by the New York State Legislature and signed by Governor Andrew Cuomo, will have a significant impact for anyone receiving Personal Care Services or Home Care services through Medicaid. Among these changes are the imposition of a “look back” period for determining whether a person meets the requirements to be eligible for the Medicaid Home Care program. Previously, there was no “look back” period for the Medicaid Home Care program. There are also changes to services under the Consumer Directed Personal Assistance Program (CDPAP) and Personal Care Services (PCS). All these changes will be effective October 1, 2020. Continue reading “Recent NYS Law Has Significant Impact for Medicaid Home Services”

Governor Cuomo Suspends Evictions During Outbreak

Governor Andrew Cuomo signed an executive order on March 20, 2020 creating a 90-day moratorium on all residential and commercial evictions. In practice, this means that no one in New York State can be evicted from their rented property until at least June 20, 2020. The purpose of the moratorium is to ensure people can remain in their homes and properties during the coronavirus outbreak, limiting the spread of the disease. Continue reading “Governor Cuomo Suspends Evictions During Outbreak”

Is a Healthcare Proxy Right for You?

Right now, people are understandably concerned about their health and the health of their loved ones. When a crisis comes, people want to know that they and the people they care about will be taken care of if they are unable to make their own healthcare decisions. It’s for these types of emergencies that you should consider a healthcare proxy. Continue reading “Is a Healthcare Proxy Right for You?”

Lifestyle Guru B. Smith Dies from Early Onset Alzheimer’s Disease

Barbara Elaine Smith, more commonly known as B. Smith, passed away at the age of 70 after an eight-year struggle with Early Onset Alzheimer’s Disease. B. Smith was a renowned lifestyle guru, who, among other things, modeled, owned restaurants, designed decorations and authored several cookbooks. She also wrote a book on her Alzheimer’s Disease, titled Before I Forget, with her husband Dan Gatsby, which was published in 2016. Continue reading “Lifestyle Guru B. Smith Dies from Early Onset Alzheimer’s Disease”

SECURE Act Could Have Major Impact on Your Retirement Account

The “Setting Every Community Up for Retirement Enhancement” Act (SECURE Act) was signed into law this past December, and it has potential ramifications for anyone who has a retirement account. In particular, it will have significant ramifications for anyone engaged in estate planning whose retirement accounts may disburse payments after they have passed away. As such, anyone trying to plan their estate with a retirement account should be aware of the impact the law might have on you and your loved ones. Continue reading “SECURE Act Could Have Major Impact on Your Retirement Account”

The Perils of a Reverse Mortgage

You may have seen television commercials advertising reverse mortgages, telling you about the financial rewards that can come from taking a reverse mortgage on your home. While it can theoretically result in additional money in your pocket, at least in the short term, it’s important not to mistake it for a financial windfall.  You should be aware of the perils of a reverse mortgage before you take one out on your home. Continue reading “The Perils of a Reverse Mortgage”

Getting Clarity on Clear Title

An essential part of any real estate transaction is ensuring that there’s clear title on a property. If you don’t, you can cause many legal or financial problems for both yourself and whoever you’re buying from or selling to. But what does it mean to have clear title? And why is it so important to make sure you have clear title before you buy or sell a property? Continue reading “Getting Clarity on Clear Title”

Landlords Need to Give Notice Before Giving the Boot

A new law in New York State has changed the rules for landlords, preventing them from simply kicking tenants out of their apartments. Instead, landlords of unregulated apartments must now give thirty days’ notice if they intend to not renew a lease agreement, thus allowing tenants the opportunity to find new lodgings. It also forces them to give thirty days’ notice if they intend to increase the rent by five percent or more. Continue reading “Landlords Need to Give Notice Before Giving the Boot”

Five Things to Consider When Planning Your Estate

Estate planning is an important task for anyone advancing in years, especially for anyone with a large amount of property that will need to be allocated after your demise. But what do you need to consider when you’re planning your estate? What can you do to avoid catastrophe when the worst comes to pass? Well, here’s five questions to ask yourself when you’re planning your estate. Continue reading “Five Things to Consider When Planning Your Estate”

Covenants and Easements

If you’ve ever been involved in buying or selling real estate, you might’ve heard about “covenants” and “easements,” and maybe even had to go through some bureaucratic pains to deal with them. They’re certainly an important part of any discussion about the sale of property, since they can seriously impact how you use and enjoy that property. But what is a covenant or an easement, and how could it impact the sale of your property? Continue reading “Covenants and Easements”